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Subproducts:
Wall Street Journal Prime
APY *:
Interest Rate: 3.25%
Notes:
Carolina Bank Prime
APY *:
Interest Rate: 4.50%
Notes:
Subproducts:
10 Month Special
APY *: 1.42%
Interest Rate: 1.41%
Notes: $10,000 minimum
21 Month Special
APY *: 1.86%
Interest Rate: 1.84%
Notes: $10,000 minimum
55 Month Special
APY *: 3.01%
Interest Rate: 2.97%
Notes: $10,000 minimum
7-29 Day
APY *: 0.30%
Interest Rate: 0.030%
Notes: $500 Minimum
30-59 Day
APY *: 0.35%
Interest Rate: 0.35%
Notes: $500 Minimum
60-89 Day
APY *: 0.45%
Interest Rate: 0.45%
Notes: $500 Minimum
90-179 Day
APY *: 0.52%
Interest Rate: 0.52%
Notes: $500 Minimum
6-11 Months
APY *: 0.62%
Interest Rate: 0.62%
Notes: $500 Minimum
12-17 Months
APY *: 0.82%
Interest Rate: 0.82%
Notes: $500 Minimum
18-23 Months
APY *: 0.97%
Interest Rate: 0.97%
Notes: $500 Minimum
24-35 Months
APY *: 1.22%
Interest Rate: 1.21%
Notes: $500 Minimum
36-47 Months
APY *: 1.56%
Interest Rate: 1.55%
Notes: $500 Minimum
48-59 Months
APY *: 1.92%
Interest Rate: 1.90%
Notes: $500 Minimum
60 Months
APY *: 2.03%
Interest Rate: 2.01%
Subproducts:
Carolina Premier Checking
APY *: 0.05%
Interest Rate: 0.05%
Notes:
Platinum Checking
APY *: 0.05%
Interest Rate: 0.05%
Notes:
Non-Profit Checking
APY *: 0.25%
Interest Rate: 0.25%
Notes:
SmartBanker Checking
APY *: 0.05%
Interest Rate: 0.05%
Notes: Balance $2,000 to $9,999.99.
Lowest balance in cycle determines monthly rate.
SmartBanker Checking
APY *: 1.01%
Interest Rate: 1.00%
Notes: Balance $10,000 and over.
Lowest balance in cycle determines monthly rate.
SmartBanker Plus Money Market
APY *: 0.05%
Interest Rate: 0.05%
Notes: Balance $0 to $9,999.99
SmartBanker Plus Money Market
APY *: 0.10%
Interest Rate: 0.10%
Notes: Balance $10,000 to $24,999.99
SmartBanker Plus Money Market
APY *: 1.20%
Interest Rate: 1.19%
Subproducts:
SmartSavings
APY *: 0.15%
Interest Rate: 0.15%
Notes: $0-$49,9999.99 balance.
$50,000 required to open.
SmartSavings
APY *: 1.51%
Interest Rate: 1.50%
Notes: $50,000 & over balance.
Regular Savings
APY *: 0.10%
Interest Rate: 0.10
Notes:
SmartBanker Health Savings Account (HSA)
APY *: 0.05%
Interest Rate: 0.05%
Notes: $2,0000-$9,999.99 balance.
SmartBanker Health Savings Account (HSA)
APY *: 1.01%
Interest Rate: 1.00%
Product Notes: Traditional and Roth
Subproducts:
SmartBanker MoneyMarket IRA Traditional or Roth
APY *: 0.45%
Interest Rate: 0.45%
Notes: Balance $0-$9,999.99
SmartBanker MoneyMarket IRA Traditional or Roth
APY *: 1.31%
Interest Rate: 1.30%
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